What happens if I am hit by an uninsured driver?

by | May 2, 2021 | Car Accidents |

You may feel understandable frustration when someone causes an accident that results in an injury or damage to your vehicle. You may feel even more frustration if the individual who strikes you does not have automotive insurance.

Per the Wisconsin Department of Transportation, Wisconsin has a safety responsibility law that incentivizes drivers to carry adequate car insurance. If drivers choose not to carry insurance, they may be on the hook for any damages they cause in a crash. There is a specific process involved in pursuing a claim against a driver who lacks auto insurance.

What to do after a crash with an uninsured motorist

When someone without insurance crashes into you and causes damage, there are certain forms you may have to file with the Wisconsin Division of Motor Vehicles. These forms include the evaluation of motor vehicle damage, the evaluation of property damage and the evaluation of personal injury.

What happens after you submit appropriate forms

Once you submit all necessary paperwork, the driver who hit you may have his or her license undergo suspension if it appears that individual was at fault. The driver may be able to avoid a license suspension by producing a release of liability. He or she may also be able to do so by making a security deposit that covers the cost of the damage or agreeing to an installment plan to do so over time. If the driver states that he or she is not at fault, the motorist has the option of requesting a hearing to determine fault.

The at-fault driver may be able to regain driving privileges in one of two ways. He or she may do so by either complying with requirements dictated by the safety responsibility law or undergoing a one-year license suspension.


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